In a letter to the AMI chief executive, the pensions minister asks for reassurance that borrowers saving into a pension will not be advised “inappropriately” by brokers. This puts mortgage brokers in an impossible position.
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A series of five articles published in Mortgage Introducer during July and August 2014 discussing the housing problem and how to fix it.
In the aftermath of Governor Carney’s measures to maintain financial stability The Model Works analyses the implications for the market
Speaking to the Institute of Economic Affairs last week, Fox said he would like to see CGT suspended and then ‘reintroduced at a more sensible level’.
A year on from the publication of Laying the Foundations: Housing Strategy for England, it is interesting to undertake a forensic analysis of why this government strategy is failing and what can be done to get the initiative back on track.
Housing benefit hit the headlines again this week with the National Housing Federation’s research that rising private sector rents have forced an additional 417,830 working people to seek Government assistance in just three years.
About the Author
Brian Hall is a UK management consultant with 30 years experience of the financial services sector with banks, building societies, centralised lenders, distributors, technology providers and regulators.
About The Model Works
The Model Works is a side-project to explore the potential commercial value of Dynamics and this website is a repository for the deliverables.
Research has focused on homebuying first time buyer exclusion and the buy-to-let boom as these are complex issues that have enormous and far-reaching consequences.
Unlike analysis which breaks things down into their component parts, Dynamics models the behaviour of the whole thing. It provides accurate and often unexpected results that offer insights, facilitate communication and deliver results.
Dynamics models are quick and easy to build. They are interactive and quantitative and can be used iteratively to allow solutions to the widest range of problem scenarios to be evaluated and unintended consequences to be identified.